Dearborn is a finance boutique specializing in market-neutral structured funds. These products are being used extensively by HNW Capital Management and have yielded a superior performance even during the difficult investment years 2001/02. The innovative multi-manager approach followed by Dearborn provides profit potential in bull markets as well as in bear markets. Benefits include positive returns with a low correlation to equities and fixed income. Protected Alternative Investments are suitable for relatively risk-averse investors looking for absolute return. Dearborn will continue to develop innovative structures to respond to client needs.